OverdraftIdeal for resolving cash flow gaps, the overdraft is an authorization granted by the bank allowing a business to have a debit balance on its bank account.Advantages:Flexible: High flexibility in managing your cash flow as the authorization is used according to the need to be met.Economical: The pricing is proportional to the use of this cash facility, with interest charged accordingly.

Spot creditA very short-term loan, it takes the form of an advance and allows the company to address temporary cash flow problems by issuing a financial note and drawing on the bank.Advantages:Economical: The pricing is proportional to the use of this cash facility, with interest charged according to the draws.Flexible: Draws are made based on the need to be met, and the financial conditions are more advantageous than those of an overdraft.