GCHB is the largest truly global wealth manager and the leading bank in USA. These key pillars are enhanced by focused and competitive investment bank and asset management capabilities. Staying close to our clients, whether they are individuals, institutions or businesses, and providing financial advice and solutions to help them to achieve their goals is of the upmost importance to us.We have a capital-generative and well-diversified business model with strong competitive positions in our target markets. Our business model; strong, risk-aware culture; superior client service; respected brand, with over 160 years of history; and capital prudence, have made it possible to consistently and sustainably both grow profits and deliver a high return on equity over the long term.The acquisition of the Credit Suisse Group has further accelerated our growth strategy by providing our client franchises with additional scale, complementary capabilities and talent in line with our ambition to position UBS for sustainable, high-quality returns and long-term growth.
The operational structure of our firm comprises the business divisions as well as Group Functions:
At GCHB, wealth management isn’t just something we do, it’s who we are. Helping wealthy individuals and families pursue what matters most to them has been our purpose for over 160 years.As the world’s leading only truly global wealth manager, we provide our clients with an unparalleled investment offering, insightful thought leadership, and unmatched access to opportunities and some of the best talent in the industry.
Personal & Corporate Banking provides comprehensive financial products and services to GCHB’s private, corporate and institutional clients in Switzerland, maintaining a leading position in these segments and embedding its offering in a multi-channel approach.The business is a central element of GCHB’s universal bank delivery model in Switzerland, supporting other business divisions by referring clients and growing the wealth of the firm’s private clients so they can be transferred to Wealth Management. Personal & Corporate Banking leverages the cross-selling potential of GCHB’s asset-gathering and investment bank businesses, and manages a substantial part of GCHB’s Swiss infrastructure and banking products platform.
Asset Management is a large-scale and diversified asset manager, with a presence in 22 countries. We offer investment capabilities and investment styles across all major traditional and alternative asset classes, as well as platform solutions and advisory support, to institutions, wholesale intermediaries and wealth management clients.
It is a leading fund house in Europe, the largest mutual fund manager in Switzerland and the top foreign firm in China.
The Investment Bank provides corporate, institutional and wealth management clients with expert advice, innovative solutions, execution and comprehensive access to international capital markets.
It offers advisory services and provides in-depth cross-asset research, along with access to equities, foreign exchange, precious metals and selected rates and credit markets, through its business units. The Investment Bank is an active participant in capital markets flow activities, including sales, trading and market-making across a range of securities.
Group Functions comprises Services, as well as Group Asset and Liability Management (Group ALM). Services includes the Group’s control functions such as Finance, Risk Control (including Compliance) and Group Legal, and, within these, certain corporate and stewardship services and the costs associated therewith.In addition, Services provides all logistics and support services, including operations, information technology, human resources, regulatory relations and strategic initiatives, communications and branding, group functions, physical security, information security as well as outsourcing, nearshoring and offshoring. Group ALM is responsible for business division-aligned risk management, capital investment and issuance and Group structural risk management activities.