Unlimited number of debit transactions
Use your account as often as you like. With unlimited debit transactions in Canada, you can make purchases, transfers, and withdrawals without any hassle. Enjoy unlimited debit transactions on up to three additional personal accounts.
My USA payment card
My V PAY card is a Visa payment card, designed for use in Europe and offers enhanced security (it has a chip and no magnetic stripe). It allows me to make payments and withdraw cash in 36 European countries, wherever the V PAY logo is displayed.
I am already a customer
How to set up a MATIQUE Savings Plan?
The easiest way to commit to saving money regularly is to set up automatic transfers from your bank account to your designated savings account. Simply specify the amount and frequency of your transfers—for example, once a week, every two weeks, or once a month. You can even arrange for these transfers to take place immediately after your paycheck is deposited into your checking account.
Step 1: In Online Banking, under Quick Payments & Transfers, click on Pay Bills & Transfer Funds.
Step 2: In the left-hand menu, click on Set Up a MATIQUE Savings Plan.
Step 3: Enter the Amount you want to save, choose the source account (From) and the destination account (To), select when to start the transfers and how often they should occur using the Frequency options. Finally, click Submit.
Step 4: Review the information and click Confirm.
How do I activate the NOMI Savings Tracker feature?
Log in to the GCHB Mobile App.
Tap "More"
Select and activate "NOMI Savings Tracker".
The NOMI Savings Tracker will analyze transactions in your linked checking account to determine how much you can save.
NOMI finds the money and you save – it's that simple!
Using predictive technology, the NOMI Find & Save service (Review #4) takes care of everything for you. You can save money without lifting a finger.
Key Features
Predictive Technology
NOMI Smart Savings tracks your spending habits, determines how much you could save without straining your budget, and automatically transfers that amount to your savings account.
Free Transfers
Transfers to and from any eligible RBC chequing or savings account are free.*
Automatic Payment Protection
We’ll automatically transfer funds from your linked chequing account to cover any upcoming payment, transfer, or overdraft that needs to be debited from your account.*
Frequently Asked Questions
Available in the RBC Mobile App*
Activate NOMI Smart Savings, view your balance, pause the service, and reactivate it at any time.
Stay Informed
NOMI Smart Savings will notify you each time a transfer is made.
No Minimum Balance
After all, it’s your money.
NEW – NOMI Savings Plan
The automatic transfer limit to your NOMI Savings Plan account has increased from $50 to $75 per day.
Since the NOMI Savings Plan uses predictive technology to track your spending habits and determine how much you can save without impacting your budget, the amount of the automatic transfers from your linked account may not increase. While you can't currently set the exact amount of the automatic transfers, the NOMI Savings Plan still allows you to save even faster! You are always in control of your account; you can pause or resume automatic transfers to your NOMI Savings Plan at any time.
Other outstanding features
Details Fees
Monthly fee None
Currency Canadian Dollar
Interest rate 0.25%
Electronic statements and notifications Free
Access to online and mobile banking services (Note #2) Free
Access to NOMI Insights Free
Included debit transactions per month N/A
Debit transactions exceeding the monthly limit N/A
Access to Interac and PLUS ATM networks N/A
Interac e-Transfer N/A
Cross-border debit transaction N/A
